VetFIRE™ ProEvery income stream. Every account. One projection.

One-time payment • 30-day money-back guarantee

Your Retirement. One Dashboard.

Every income stream, every account, every scenario. Modeled together in one place.

Live Preview
🔒 vetfire.co/pro/calculator
Inputs
Personal
Current Age30
FIRE Age45
Monthly Spend$6,000
VA Benefits
Rating80%
Monthly VA$2,241
Portfolio
Brokerage$25,000
Retirement$40,000
Employment
Salary$75,000
401(k) %10%
Other Income
Retirement
Growth & Tax
VetFIRE™ Projection
0%
Coverage at Age 45
0
Monthly Income
0
Portfolio at FIRE
0
Time to FIRE
Portfolio Growth Projection
Total Brokerage Retirement
🎯 VetFIRE™ Achievable
VA covers 30% of expenses
Portfolio sustains 70% gap
Surplus of $2,547/mo
Survives 4 of 5 crash scenarios
Portfolio Breakdown
Brokerage at FIRE$187K
Retirement at FIRE$225K
Total at FIRE$412K
Total at 59½$1.2M

📈 Phase 1 Income — Early Retirement

Monthly Income
$8,547
Coverage
143%
VA Disability$4,05447%
Brokerage SWR$2,00023%
Part-Time$1,50018%
Passive Income$99312%

🏁 Phase 2 Income — Full Retirement (67+)

Monthly Income
$10,347
Coverage
173%
VA Disability$4,05439%
401k / IRA$3,20031%
Social Security$2,10020%
Passive Income$99310%

⚠️ VA Firewall & Stress Tests

30%
Portfolio at Risk
VA Disability covers 70% of expenses — only 30% exposed to market
Scenario After Crash At 59½ Survives
📊 No Crash (baseline) $240K $1.04M ✓ Yes
📉 −30% Year 1 $168K $890K ✓ Yes
💥 −50% Year 1 $120K $680K ✓ Yes
🔄 2000–02 Repeat $152K $620K ✓ Yes
⌛ Lost Decade $240K $480K ✓ Yes
All 5 scenarios survive — VA compensation covers 70% of expenses regardless of market conditions.

📅 Income Timeline

VA Disability
Age 32 → Life   $4,054/mo
Part-Time
32–45   $1,500
Brokerage SWR
32–59½   $2,000
401k / IRA
59½+   $3,200
Social Security
67+   $2,100

Dashboard shown with sample data. Your numbers, your projection.

What You Walk Away With

Every Pro analysis generates a personalized PDF report, a built-in annual tracker, and a Google Sheets export. Your complete financial ops plan.

PDF
📄

PDF Report

Your Projection • Income Blueprint • Resilience & Scenarios • Reference

Financial Independence Report

Your VetFIRE™ Projection

Generated March 2026 • E-7 Retired • 80% VA Rating
143%
Expense Coverage at FIRE
✓ FIRE Ready
$8,547
Monthly Income
✨ The VetFIRE™ Difference
Traditional FIRE
$1.4M
vs
Your VetFIRE™
$412K
You need $988K less
Portfolio at FIRE
Brokerage$240,000
Retirement$172,000
Total$412,000
VA Firewall Score
62%
VA covers $3,706 of $5,980/mo
  • VetFIRE™ Advantage comparison
  • FIRE Journey milestone timeline
  • Income & tax breakdown by phase
  • Stress test & sensitivity scenarios
PRO
📊

Built-In Annual Tracker

Track actual vs. projected • Freeze-on-entry • Save Code backup

Dashboard Tracker
Year Net Worth (Proj.) Net Worth (Actual) VA Income Δ
2026 📍 $212,000 $212,000 $2,241
2027 $265,400 $271,000 $2,308 +$5,600
2028 $324,800 $2,377
2041 🎯 $892,000 $3,120
Save Code VF1-eyJhY2… 📋
  • Dashboard ↔ Tracker tab toggle
  • Actual vs. projected comparison
  • Freeze-on-entry historical accuracy
  • Export to Google Sheets
BONUS
👶

Junior Year-by-Year Tracker

Track your child's investment growth against the VetFIRE Junior projection — year by year.

📊 VetFIRE-Junior-Tracker.xlsx
Dashboard
Year-by-Year
Assumptions
Age Year Projected Actual Δ
2 2026 $1,812 $1,812 $0
5 2029 $8,240 $9,100 +$860
10 2034 $24,680
18 🎓 2042 $78,400
  • Projected vs. actual each year
  • Ahead/behind color coding
  • COLA-adjusted contributions
  • Optimized for Google Sheets

Your VA Disability Is the Foundation. Pro Builds the Rest.

Salary, retirement accounts, spouse income, Social Security, military pension. See how it all stacks into one projection.

One-time payment • 30-day money-back guarantee

Three Steps. Full Clarity.

No accounts. No logins. Everything runs in your browser.

1

Unlock Pro

One-time $29 payment. Instant access. No subscription, no recurring fees, no upsells.

2

Enter Your Numbers

VA rating, accounts, salary, spouse income, pension. The calculator models it all in one projection.

3

Get Your Plan

See your FIRE age, download your 4-page PDF report, and track every year with the built-in tracker. Export to Google Sheets anytime.

Free Gets You Started. Pro Gets You There.

Feature Free Pro
VetFIRE™ FIRE Projection
Today's vs. Future Dollars Toggle
Brokerage Account Modeling
Basic Retirement Account (single bucket) Full
Rating Upgrade Analysis
PDF Report Basic 4-Page Detailed
In-App Annual Tracker + Sheets Export
Salary, 401(k) Match & Contribution %
Roth vs. Traditional Election
Spouse / Partner Income & 401(k)
Social Security (Veteran & Spouse)
Military Pension with COLA
Part-Time / Barista FIRE Income
Tax Impact & Cost Basis Tracking
Post-FIRE Drawdown Engine
Stress Test (Crash Scenarios)
Sensitivity Analysis (8 What-Ifs)

Who Pro Is For

💼 Separating or Retiring

Leaving active duty or a federal job? See how your TSP, VA disability, and future income combine into a real retirement plan. Know your numbers before you sign anything.

📈 Building Toward FIRE

Contributing to a 401(k) or TSP? Pro shows exactly how Roth vs. Traditional splits, employer matches, and extra contributions move your FIRE date.

🎖️ Got a Rating Increase

A higher VA rating changes your entire financial picture. See the new FIRE age, updated coverage, and run stress tests against the new numbers.

One Price. Full Access.

No subscriptions. No per-use fees. One payment, full access.

VetFIRE™ Pro

$29 one-time
  • All Pro calculator features
  • Salary & retirement account modeling
  • TSP, 401(k), IRA, Roth account support
  • Spouse / partner income & 401(k)
  • Part-time / Barista FIRE income
  • Social Security (veteran & spouse)
  • Military pension with COLA
  • Tax impact estimates
  • Sequence-of-returns stress test
  • Sensitivity analysis
  • 4-page PDF report
  • Built-in annual tracker + Google Sheets export
  • All future Pro updates included
  • Email support
Get VetFIRE™ Pro

30-day money-back guarantee. Not what you expected? Email support@vetfire.co and we'll refund you — no questions asked.

Questions

How is Pro different from the free calculator?

The free VetFIRE™ calculator models VA disability and brokerage investments. Pro adds your full financial picture: salary, retirement accounts (TSP, 401(k), IRA, Roth), spouse income, part-time income, Social Security, military pension, tax impact modeling, crash stress tests, sensitivity analysis, a downloadable 4-page PDF report, a built-in annual tracker that compares your actual results to projections year over year with freeze-on-entry accuracy, and a Google Sheets export.

Is this financial advice?

No. VetFIRE™ Pro is an educational calculator that runs math on the numbers you enter. It does not provide financial, investment, tax, or legal advice. Consult a qualified professional for personalized guidance.

Do I need to create an account?

No. Pro runs entirely in your browser. Your numbers stay on your device — nothing is sent to our servers.

What if I want a refund?

Email us within 30 days and we'll refund you in full. No questions asked.

Can I use Pro on multiple devices?

Yes. Your purchase works on the device where you buy it, and you can restore access on up to 3 additional devices or browsers using the email from your purchase (4 total). If you need more, just email support@vetfire.co and we’ll take care of it.

Are future modules included?

All updates to VetFIRE Pro are included with your one-time purchase. Future standalone products (like a dashboard or mobile app) will be priced separately, but early Pro buyers get priority access and exclusive discounts.

Your VA Disability Is the Foundation. Pro Builds the Rest.

Salary, retirement accounts, spouse income, Social Security, military pension. See how it all stacks into one projection.

One-time payment • 30-day money-back guarantee

Important Disclosures

VetFIRE™ Pro is an educational financial projection calculator. VetFIRE LLC is not a registered investment advisor, broker-dealer, or financial advisory firm. All projections are hypothetical estimates based on the inputs you provide and standard mathematical formulas. They do not constitute investment advice, tax advice, or any other type of professional financial guidance.

Past market performance does not guarantee future results. Returns, inflation, and tax rates used in projections are estimates and may differ from actual outcomes. Consult a qualified financial professional before making financial decisions.

VetFIRE™ is a trademark of VetFIRE LLC. VetFIRE LLC is not affiliated with, endorsed by, or connected to the U.S. Department of Veterans Affairs or any government agency.